The Alert Group has declared a transformative roadmap for the 2026 fiscal year, pledging to circulate N130 billion in credit facilities to stimulate the Nigerian economy. This ambitious capital injection is specifically aimed at revitalizing Micro, Small, and Medium Enterprises (MSMEs), which remain the backbone of national productivity and employment.
Speaking at a media event in Lagos, Group CEO Olanrewaju Kazeem reflected on the conglomerate’s meteoric rise. Over a brief three-year window, the group—which manages a portfolio including Alert Microfinance Bank, Auto Bucks Lenders, Green Bucks Limited, and Bucksfield Asset Management—has seen its total assets surge from N2.9 billion in 2023 to a staggering N63 billion by the end of 2025. With a community of over 60,000 customers already onboard, the group is now positioning itself for a nationwide takeover.
Strategic Infrastructure and SME Growth
The group’s banking division, Alert Microfinance Bank, is currently finalizing a national license to expand its physical footprint beyond its existing 10 branches. This expansion is designed to bring sophisticated banking tools to remote regions where MSMEs often struggle with liquidity.
Concurrently, Auto Bucks Lenders, the subsidiary focused on structured SME financing, has been tasked with managing N50 billion of the 2026 disbursement goal. Having already funneled N40 billion into the hands of over 2,000 entrepreneurs, Managing Director Adetoun Olasunkanmi highlighted a commitment to expanding their client base by 50% without compromising on the rigorous credit standards that protect their portfolio.
Tailored Financing and Green Innovation
To ensure the funds reach serious commercial entities, the group has established clear lending benchmarks:
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Lagos Markets: Corporate loans start at a minimum of N5 million.
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Regional Markets: Outside the Lagos hub, businesses can access facilities starting at N2 million.
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Productivity Focus: In a move to discourage debt traps, less than 5% of total disbursements are earmarked for consumer loans, ensuring that 95% of the capital is used for business expansion and asset acquisition.
In a significant push for sustainability, Green Bucks Energy is set to revolutionize power access. After successfully installing solar systems for 100 businesses, the unit aims to reach 1,000 enterprises in 2026. Their “pay-as-you-go” model allows businesses to transition to renewable energy without the burden of immediate heavy capital expenditure.
Digital Inclusion and Humanitarian Goals
Digital transformation is also at the forefront with the upcoming February launch of GoldBucks. This “financial supermarket” app is built to serve as a bridge for both urban professionals and rural savers, offering a seamless platform for investment and asset management.
Parallel to its commercial goals, the Alert Group is doubling down on its humanitarian footprint. Building on a N2 billion investment in clean water during 2025, the 2026 CSR strategy includes:
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Vision Care: Distributing 1,000+ pairs of eyeglasses and conducting free eye clinics.
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Education & Health: Expanding scholarship schemes and healthcare subsidies for underserved communities.
By merging high-level financial strategy with social responsibility, the Alert Group is not just acting as a lender, but as a primary architect for inclusive economic growth across the Nigerian Federation.
